Important: Vaulta Pay does not actively market to EU-based clients except under the reverse solicitation principle (Art. 61(3) MiCA). Figures shown are illustrative.
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Bank-grade digital finance

Currencies, IBANs,cards & crypto.Simplified.

One account for money in motion — hold multiple currencies, get dedicated IBANs, spend on cards, and move between fiat and crypto. Seamless. Simple.

Multi-currency wallets
Dedicated IBANs
Fiat & crypto in one place
VaultaPay
8% CASHBACK
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VAULTA MEMBER
VISA
One platform · Total control

One platform. Control everything in one place.

Whether you're managing personal funds or running a business, Vaulta Pay puts you in control across currencies, assets, and borders.

Vaulta Pay unified finance hub

Manage money in multiple currencies

Hold, convert and spend across major currencies from a single balance.

Transfer to 150+ destinations

Send and receive money across borders quickly and reliably.

Make your spend stress-free

Tap-and-go cards and smart limits keep everyday spending effortless.

Accept payments easily, anywhere

Get paid by customers worldwide, in fiat or crypto, with one setup.

Modern finance for you

Modern finance for you

A seamless experience for everyday life, anywhere in the world.

For Individuals

Your money, your way

Open an account in minutes with instant currency and crypto conversions, spend globally with effortless cards, withdraw cash from ATMs worldwide, and enjoy free internal transfers with other Vaulta Pay users.

For Businesses

Modern finance for modern companies

Multi-currency business accounts with dedicated IBANs, role-based access and approval workflows, bulk payouts and supplier payments, crypto on/off ramps for customer payments, and real-time dashboards with export functionality.

How it works

Stay in control of your finances with a simple overview.

Three steps to get moving — no branches, no paperwork, no waiting.

01

Sign up and verify your account

Sign up in minutes with your email or phone, verify securely, and start managing money smarter with instant access.

02

Fund your account or link a wallet

Top up using bank transfer, debit card, or mobile payments — fast, secure, and always hassle-free.

03

Spend, transfer, and convert instantly

Pay friends, get paid faster, or cover daily expenses instantly — safe, quick, and reliable every single time.

Our partners
Global payments network
All-in-one account

The all-in-one account

Scale and save with global payments, multi-currency accounts, and smarter spending.

Transfer to 150+ destinations
Send and receive with ease
Accept payments easily, anywhere
Manage money in multiple currencies
Make your spend stress-free
Open an account
Cards

Cards

Built to match your pace. Globally accepted. Tap and go. Dual funding: crypto or fiat — every purchase covered by FIAT.

VaultaPay
Virtual
VaultaPay
Virtual
VaultaPay
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Virtual Crypto $USD
VISA
The old money, reimagined

Smarter habits, less thinking

Global reach, built in from day one.

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Platform

Built for power and performance

Vaulta Pay is powered by a next-gen platform that delivers speed, scale, and security.

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Real-time performance & analytics

Live dashboards that surface every movement the moment it happens.

Real-time FX and asset conversion

Convert between currencies and crypto instantly at transparent rates.

Scalable modular architecture

Composable services that grow with you — from first user to millions.

Secure custody & data protection

Institutional-grade custody and encryption safeguard funds and data.

FAQ

Frequently asked questions

Can't find your answer?

Get in touch with our support team — they're friendly!

Contact us
What can you do with a Vaulta Pay account?
With Vaulta Pay, you instantly get access to multiple currencies, switch seamlessly between fiat and crypto, pay with cards, and send or receive money instantly — all in one secure platform.
What type of clients can onboard with Vaulta Pay?
Both individuals and businesses can onboard. Individuals get personal multi-currency accounts and cards, while businesses get dedicated IBANs, role-based access, approval workflows, and bulk payouts.
Which currencies are supported?
Vaulta Pay supports 120+ fiat currencies and 1,200+ crypto assets, with real-time conversion between them across 150+ destinations.
How fast can I open a Vaulta Pay account?
Most accounts are opened in minutes. Sign up with your email or phone, verify securely, and you can start managing money right away.
What's the difference between currency accounts and dedicated IBANs?
Currency accounts let you hold and convert balances in multiple currencies. A dedicated IBAN gives you a unique account number to send and receive funds directly — ideal for businesses and recurring payments.
What makes Vaulta Pay different?
One platform brings currencies, IBANs, cards and crypto together with real-time FX, a scalable modular architecture, and secure custody — so you control everything in one place.
Can I get a card?
Yes. Vaulta Pay cards are globally accepted, tap-and-go, and support dual funding from crypto or fiat, with settlement covered by FIAT.
Web or app?
Both. Manage everything from the web portal or download the mobile app for iPhone and Android to stay in control on the go.
Get the app

Build better habits with less effort

Track what matters, stay organized, and improve at your own pace.

Scan the QR code to download the app
Vaulta Pay mobile app and QR code
Get started

Get started with Vaulta Pay

Find quick answers to common questions about using Vaulta Pay — security, transfers, payments, and more. Or drop us a message and we'll be in touch.

Important notice under MiCA

The information on this website does not constitute an offer, invitation, or solicitation to buy or sell any crypto-assets or related services.

Vaulta Pay does not actively market or provide services to EU-based clients, except under the reverse solicitation principle per Article 61(3) of MiCA. By accepting, you confirm you contacted us on your own initiative.